Protect My Car: Reviews, Cost, And Plans (2021)

For example, a locksmith can cost as much as $250 to unlock a car, according to eLocal. Protect My Car is one of the most popular extended warranty providers in the country. Daily motel and restaurant reimbursements are just $50 for a maximum of three days in cases where your vehicle must remain at the repair facility overnight and you’re more than 150 miles from your home.

The roadside assistance program comes at no added cost to Protect My Car customers, but a look into the program’s details reveals it doesn’t provide a lot of value. The choice between an extended warranty and a vehicle service contract gives drivers a lot of flexibility, and Protect My Car reviews highlight long and flexible payment terms. Protect My Car offers three levels of warranty coverage: Supreme, Select, and Driveline. 25% of total cost Companies receive a score in each of the following categories, as well as an overall weighted score out of 5.0 stars.

Established in 2005 and based today in Saint Petersburg, Florida, Protect My Car is a popular choice among car owners for vehicle service contracts. Of course, not everyone has a positive experience with Protect My Car. The company does, however, disclose other financial aspects of its contracts, such as deductibles and payment plan options. But do its plans really offer the value the company claims to provide? However, knowing you won’t need to worry about sudden expensive repairs can give you peace of mind on the road that may be worth the price to you.

However, the Protect My Car Ambassador plans do not provide protection on the same level as an extended warranty. Protect My Car has an A+ rating from the BBB along with a customer rating of 4.5 out of 5.0 stars on the BBB website. Once the covered repairs are complete, Protect My Car either pays the repair facility directly or reimburses you for the repair costs, less the deductible, which you’ll need to pay upfront.

Up to 75,000 miles Many manufacturers have their own plans that you can purchase at the dealership where you bought your vehicle. Monthly Payment As is the case with most extended auto warranty plans, Protect My Car contracts do not cover repairs and replacements resulting from the following: According to Protect My Car’s website, the company promises to “be there to help you through each step” when the inevitable mechanical breakdown happens. It provides protection for vehicles that are just outside of the requirements for the Supreme plan. $88.17 for 36 months The company has high customer ratings from the BBB and Trustpilot and has been in business since 2005. You can cancel within 30 days for a full refund.

For cars over 13 years that do not qualify for a Protect My Car extended warranty plan, the company’s Ambassador Maintenance Plans offer significant repair discounts, plus benefits such as free oil changes and tire rotations. We rate Protect My Car 4.3 out of 5.0 stars and recognize it for having the Best Maintenance Benefits in 2021. To get more clarity on the cost of Protect My Car extended warranty coverage, our review team reached out and received the following quotes: Honda CR-V It’s always smart to get more than one free quote when making a decision on extended warranty coverage. The Driveline plan is designed for vehicles that are 4 to 10 years old with more than 80,000 miles. The claims process with Protect My Car is very straightforward.

Sometimes, repairs can be denied because the damage was from normal wear and tear instead of a defect. What is the best car protection company? It’s designed for customers who need additional coverage because they plan to keep their new cars beyond the manufacturer’s factory warranty term, which is usually three years. These car maintenance plans offer guaranteed discounts between 50 and 75 percent on repairs, 24/7 roadside assistance, rental car reimbursement, and more for older cars.

Is Protect My Car a legit warranty provider? To qualify for an extended warranty, your vehicle cannot be more than 13 years old. The vast majority of customer reviews for Protect My Car online are positive. The necessary documentation must be submitted to Protect My Car’s claims department within 30 days, but Protect My Car’s contracts are unclear as to whether that 30 days begins at the time the issue is identified, diagnosed, repaired, or otherwise.

Is an extended auto warranty worth it? On the form, you’ll note the vehicle’s mileage. The Select plan is designed for vehicles with more than 50,000 miles.

Despite the high mileage, this plan covers many of the same components as the Supreme and Select plans but excludes the front and rear suspension, turbocharger, and navigation system. Like most third-party warranty providers, Protect My Car offers added benefits, such as roadside assistance Honda accord 2014 in kenya, with the purchase of all warranty plans. It’s important to note that Protect My Car reserves the right to require this inspection. The company also has a 4.5-star Trustpilot rating from drivers.

In some cases, you may need to have the repair facility inspect your vehicle to diagnose the cause and cost of the repair. The cost of your protection will depend on factors including your car’s make, model, and mileage and your driving history. After that, you’ll get a prorated refund.

We had trouble obtaining a quote in a timely manner when we reached out on It includes all of the components the Supreme plan covers with the exception of the turbocharger and navigation systems. Additionally, towing is limited to one tow within a 72-hour period, and cars can only be towed to a licensed repair facility. However, a look into the fine print of various vehicle service contracts can reveal drastic differences between the true value of these benefits.

Term Length You can cancel your Protect My Car extended warranty within the first 30 days for a full refund if you change your mind. If you need assistance with a claim, you can reach the claims department at 1-844-256-4762. You’ll drive or have your car towed to a licensed repair shop and then give the mechanic information about your identity and protection plan. While it does not provide an extended warranty for vehicles older than 13 years, the Ambassador Maintenance Plans seem like a good alternative, especially with its discounts on repairs and benefits, such as free oil changes and tire rotations. These companies scored well in our industry-wide review for their strong customer service reputations, five coverage plans or more, and competitive pricing. $85.01 for 36 months The Supreme plan is the Protect My Car option that is most similar to the manufacturer’s warranty.

Check the price for a Protect My Car extended warranty for your vehicle with the quote button below. Although Protect My Car will assist you in a bind, you are responsible for associated fees, such as the cost of gas and key cutting. To cancel a Protect My Car warranty, you need to download a cancellation request form from the company’s website or contact customer service.

Protect My Car: Reviews, Cost, And Plans (2021)

Decide whether Protect My Car is right for you with our review of its extended protection plans.


p>To take a closer look at Protect My Car, our experts researched Protect My Car reviews, coverage options, and benefits. CARCHEX, CarShield, and Protect My Car also scored well in our research. Drivers are limited to just two roadside assistance calls per year, and any call after that is charged at a rate of $50 per service.

Any roadside assistance that exceeds $100 will be the responsibility of the driver, which means you’ll likely be paying something out of pocket for each roadside assistance call. This includes circumstances such as: For roadside assistance, call 1-888-676-4762. Like most extended warranty companies, Protect My Car does not disclose the exact cost of its extended auto warranty unless you get a quote. The cost isn’t covered by any Protect My Car contract prior to any repair being authorized or performed.

What is Protect My Car’s cancellation policy? To file a claim, you simply call the company’s claims department to obtain prior authorization before having any car repairs performed – with the exception of emergencies, which are outlined in your Protect My Car warranty contract. Up to 175,000 miles Like all warranty companies, Protect My Car can’t guarantee every repair will be covered. $ 111.49 for 36 months Additionally, rental car reimbursement is limited to $30 per day and can’t exceed seven days or a maximum of $210 per occurrence. There are also more than a few options for third-party car warranty companies. Protect My Car’s flexible and lengthy payment terms of 36 to 48 months are significantly longer than the terms offered by other third-party auto warranty companies.

Here are some common themes we noted when researching multiple reviews: In addition to Protect My Car, our team recommends Endurance, CarShield, and CARCHEX. Honda CR-V These ratings are high, especially for the extended warranty industry. In an effort to provide accurate and unbiased information to consumers, our expert review team collects data from dozens of extended auto warranty companies to formulate rankings of the best providers. Our team rated Endurance as the top warranty provider in the country by a small margin. $102.57 for 36 months All warranty plans include 24/7 roadside assistance. Up to 75,000 miles For perspective, as of November 2020, found the average price of an overnight hotel stay to be about $91.

Plans are not offered in Alaska, California, Hawaii, Missouri, Oklahoma, or Washington. On the surface, with hundreds of five-star customer reviews on the Better Business Bureau (BBB) website and Trustpilot, the company looks attractive. Like most warranty companies, Protect My Car offers a 30-day money-back guarantee on all of its extended car warranty plans.

If you’re looking for the best extended car warranty, this review can help you compare Protect My Car with other third-party warranty providers and make an informed decision. While these terms can make the monthly payment more affordable for customers, the generous lengths may result in higher overall plan prices. Deductible Here are a few common themes from negative Protect My Car reviews: Although vehicles over 13 years old can’t take advantage of an extended warranty with Protect My Car, the company does offer Ambassador Maintenance Plans. We took a deep dive into Protect My Car and broke down our findings into a list of pros and cons to help you see if its plans are worth your time and money.

You can reach Protect My Car’s customer service department by calling 1-844-556-4762. There’s no way to know if you will use all of the protection you pay for with an extended warranty. In this article: